A target is a goal you set against a number Trac already computes for you — “$500 of income a month from this fund”, “keep fees under $20,000 this year”, “land within 10% of a 12% IRR”. You pick the number to measure, say which part of the portfolio it applies to, and give it a value and a date. From then on Trac compares the real number against your goal and tells you where you stand: On Track, At Risk, Pass or Miss.

Targets live on their own screen, and they also appear on the holdings and groups they were set against. Open the screen from Targets in the sidebar — on a wide window the sidebar is an icon rail, so Targets sits in its More (⋯) menu, and you can pin it to the rail from there. The entry is shown to portfolio admins.

Find what you need#

A few ideas carry the whole feature:

  • Two choices define a target: what to measure, and which holdings to measure it over. See Setting up a target.
  • Trac decides the status, you don’t. It compares the live number against your goal and against how far through the period you are. See What the statuses mean.
  • The failure condition tells Trac which direction is bad — too high, too low, or too far either way. See Which direction counts as failing.
  • One target can carry many periods. Set a value per month, quarter, half or year, or set one and mark it Repeating. See Setting the values.

Jump straight to a task:

Creating a target#

There are three places to start one, and they differ only in what Trac fills in for you.

From the Targets screen. Tap the + button beside the search box. Nothing is pre-filled, so this is where you create portfolio-wide goals, or pick the holding yourself.

From a holding. Open a holding and choose Add Target from its ⋯ menu (it is also in the menu beside the holding’s performance section). Trac scopes the target to that holding and copies its name into the target’s Name, so you only have to choose the measure and the value. Add Target appears on asset holdings — the things you own — not on owners or accounts.

From a group. Open a saved group or portfolio view and choose Add Target from its ⋯ menu. Trac carries that view’s filters onto the target, so the goal measures exactly the set of holdings you were already looking at.

Whichever way you start, the same form opens, titled Add Target, and finishes with Save. As with every add form in Trac, saving happens in the background and the form closes right away — see Adding your data for the pattern.

Setting up a target#

Choosing what the target covers#

The scope is the set of holdings the number is measured over, and you set it in one of three ways:

  • The whole portfolio — leave both the Portfolio Item picker and the Filters empty. The target measures everything.
  • One holding — pick it in the Portfolio Item dropdown. (Already filled in when you started from the holding itself.)
  • A slice of the portfolio — tap Add Filters and build the criteria in the Target Filters popup: everything with a particular tag, in a particular account, of a particular type. The target then measures whatever matches, and keeps matching as your holdings change.

The two are alternatives, not a pair: choosing a holding clears any filters, and adding filters clears the chosen holding. Picking a holding also fills in the target’s Name with that holding’s name if you haven’t typed one.

Choosing what to measure#

Type decides which family of numbers you’re aiming at:

  • Statistic — one of the numbers Trac computes, such as Total Value, Income, IRR or Distributions. See Statistics for what each one means.
  • Portfolio Item Metric — one of the named measures you record by hand on a holding, such as occupancy or headcount. These come from the Metrics tab in Configurations.

Portfolio Item Metric is only selectable when the target is scoped to a single holding, since a hand-recorded metric only exists on one thing. If you later widen the scope to filters or the whole portfolio, Trac switches the target back to Statistic and asks you to choose a statistic again.

For a statistic you pick it in two steps: a Base Statistic (Income, Total Value, …) and then an Interval for it. The interval offered depends on the statistic — Monthly, Quarterly, Semiannual, Annual, or None. Choosing “Income” and “Monthly” means “income in the month”, while “None” means the statistic as it stands right now, with no period behind it. That choice also decides the rhythm of the whole target, which is why it changes what the Values section looks like below.

Which direction counts as failing#

Failure condition tells Trac which way is the wrong way:

  • Fail goal if Over expected value — the goal is a ceiling. Use it for costs: fees, expenses, drawdown.
  • Fail goal if Under expected value — the goal is a floor. Use it for the things you want more of: income, value, return. This is the default.
  • Fail goal if Not Close to expected value — the goal is a band, and missing in either direction fails. Use it for things you want held near a number: an allocation percentage, a cash buffer. “Close” means within about 10% of the target value.

Setting the values#

What you fill in here depends on the interval you chose.

With no interval (“None”), the target is a single standing number: fill in Target Value and you’re done. There is no date, because the goal is simply “this number, as it is today”.

With an interval, the target carries a list of dated goals. Tap + beside Values to add one. Each row has:

  • The period — a Month, Quarter or Half dropdown plus a Year for those intervals, or just a Year for annual targets. Years run five back and five forward, and you can type a different one (anything from 1900 to 2100). Each new row lands on the period after the previous one, so adding four rows to a quarterly target walks you through the year.
  • The value — the number you’re aiming at, formatted as currency, a percentage or a plain number to match what you’re measuring.
  • Repeating — leave this on and Trac carries the same value forward into every following period automatically, so you don’t have to type twelve identical months. It keeps generating until it reaches the next period you set a value for by hand, or roughly five years ahead.
  • Remove — deletes just that row.

You need at least one value before Trac will save.

Reading a target card#

Every target is shown as a card, on the Targets screen and anywhere else it appears.

The heading is the target’s name, followed by the measure in brackets — so “Chickasaw Fund (Income Monthly)”. A target with no name that covers everything reads simply Portfolio. Underneath, a filtered target shows its criteria as pills so you can see at a glance what it covers.

Below that sits the period being shown, on its own card:

  • The period label — “Q3 2026”, “March 2026”, or Current for a target with no interval.
  • The status pill — ON TRACK, AT RISK, PASS or MISS. A target whose period has already ended also carries a grey COMPLETED pill.
  • The goal, on the right, as “$500 target”.
  • The progress bar, filled to how far the real number has got toward the goal, with that real number labelled on the bar. The bar is green when you’re passing or on track, amber at risk, red on a miss, and blue when there’s no status yet. It fills proportionally and stops at full, so a number that has overshot the goal shows a full bar rather than running off the end.

Along the top right of the card are its actions:

  • Go To Holding (the arrow) — opens the holding for a single-holding target, or the matching portfolio view for a filtered one.
  • Favorite (the heart) — see favourites.
  • Edit (the pencil) — opens the target. See Editing and deleting a target.
  • Stack View (the list icon) and the caret arrows — see below.

Moving between periods#

A target with several periods opens on the current one. Use the left and right carets to step back and forward through them one at a time.

Stack View (the list icon) switches the card to show every period at once, newest first, each with its own status and progress bar. It lists the current period and everything before it — future periods are left out, since there is nothing yet to measure. Tap the icon again to go back to one period at a time.

Targets with no interval have a single standing value, so neither the carets nor Stack View appear on them.

What the statuses mean#

Trac works out the status by comparing the real number against your goal, and — for a target with a period — against how far through that period you are. That second part is what separates “behind, but it’s only the 5th of the month” from “behind, and the month is over”.

  • PASS — the period has ended and the goal was met on the right side of your failure condition. For a Not Close target it means the number landed inside the band.
  • MISS — the period has ended and the goal wasn’t met. A target whose number Trac can’t produce at all also reads MISS once its date has passed.
  • ON TRACK — the period is still running and the number is at or ahead of where it needs to be by now. Trac prorates your goal across the period: a $12,000 annual income target expects roughly $3,000 by the end of March.
  • AT RISK — the period is still running but the number has fallen well behind that prorated pace. A small shortfall isn’t flagged — roughly a tenth off pace still reads ON TRACK, and it takes about a quarter off pace to turn AT RISK. Very early in a period, when a single transaction can swing the numbers, Trac is more forgiving still.
  • No status — nothing conclusive to say yet. This is what you see when the number sits between “on pace” and “clearly behind”, and on periods more than a year in the future, which are too far out to judge.

A target with no interval has no period to prorate, so it is measured against the goal directly: on the right side of your failure condition it reads PASS, on the wrong side MISS, and sitting within about 10% of the goal reads ON TRACK.

Working the targets list#

The Targets screen lists every target in the portfolio, with a few ways to cut it down.

Status filters#

Status Filters across the top are five pills — On Track, At Risk, Pass, Miss and No Status — and every one starts selected. Turn some off to see only the targets you care about; turning off everything except Miss and At Risk, for example, leaves you with just the goals that need attention.

In Stack View the filter also applies inside a card: the card stays as long as any of its periods matches, and only the matching periods are listed. A target whose number hasn’t loaded yet is always shown, so filtering never hides something Trac simply hasn’t finished measuring.

The search box matches on a target’s name and on the statistic or metric it measures, so typing “income” finds every income goal however it was named.

Favourites and order#

Tap the heart on a card to favourite a target. Favourites sort to the top of the list; everything else follows in alphabetical order by name. The heart fills in immediately, and if the change can’t be saved Trac tells you and puts it back.

When the list is empty#

With no targets at all, the screen offers an Add target button to get you started. If a search matches nothing, it tells you so — clear the search to get the list back.

Targets on a holding#

A holding that has targets grows a Targets tab in its performance section, listing the same cards. Past three targets the tab lists only the first three and adds a Show More button underneath to reveal the rest, plus a Search targets… box above them to find one by name or measure. The tab lists the goals set against this holding — a portfolio-wide target, or one scoped to a group the holding happens to belong to, isn’t shown here. The Targets screen is where you see everything at once.

Saved groups and portfolio views work the same way: a group that has targets of its own shows a Targets tab beside its stats.

Targets also turn up outside this feature. Reports can carry an Item Target column type, so you can put goals beside the numbers they measure in a table — see Reports. Traci can talk about targets but can’t finish creating one on the phone; see Traci.

Editing and deleting a target#

Tap the pencil on a card to open a target. It opens read-only first, so you can read the setup without risk of changing it: name, type, the statistic or metric, the failure condition, and every value with a Repeating badge where one applies.

From there the form’s header carries two actions:

  • Edit (the pencil) — switches into the editable form, exactly as it looked when you created the target. Change what you need and tap Save. The eye icon takes you back to the read-only view without saving.
  • Delete (the trash) — removes the target. Trac asks you to confirm first.

Both a save and a delete update the list you were looking at straight away, so an edited target reflects its new goal and a deleted one disappears.

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